Loans
Loan Products
Midwest Liberty FCU offers a wide variety of loans. Let us provide you with the loan you need. You will appreciate our low rates, flexible terms, and hassle-free application.
New/Used Car/Truck
Vans
Motorcycles
Boats
Campers
Personal
Share Secured
Loan Application
Apply for a loan today! If you are not currently a member, you must come into the office and open an account before applying. To see if you are eligible to become a member, look under the About Us tab to see if your employer is on the list.
Loan Rates
| Term | APR* |
| New (max term 84 months) | Base rate of 7.00% |
| Used (max term 72 months) | Base rate of 8.00% |
| Boat/ATV/Motorcycle/Motor Home/5th Wheel/Travel Trailer | |
|---|---|
| Term | APR* |
| New (max term 120 months) | Base rate of 10.00% |
| Used (max term 120 months) | Base rate of 10.00% |
| Our Partner Centennial Lending | Centennial-lending.com |
| Term | APR* |
| Up to 60 months | Base rate of 15.25% |
| 2.00% APR* above rate of share or CD used as collateral. |
Physical Damage Insurance Requirements
Please contact your insurance agent and inform them of these minimum requirements.
No higher than a $1,000.00 deductible on collision coverage.
No higher than a $1,000.00 deductible on comprehensive coverage.
Midwest Liberty FCU must be listed as loss payee on the policy.
Borrower cannot be excluded on the policy.
The collateral listed above must be shown as the insured vehicle.
Insurance cards are not adequate proof of insurance.
CarFax
Don’t make a $10,000 mistake! Your best protection against buying a used car with costly, hidden problems.