Change Isn’t A Bad Thing!


Midwest Liberty FCU has been working hard behind the scenes in 2024 to convert on March 3, 2025 to a new core computer system. This conversion is necessary to ensure that Midwest Liberty FCU continues to bring you the most advanced financial services and products in the marketplace.

As with most major system conversions, there will be some planned service interruptions to facilitate this process.  There may also be some “unplanned” service interruptions, but our staff is working diligently to keep these to as few as possible.  We apologize in advance for this inconvenience and appreciate your understanding and patience during this process.


Important Dates to Remember:

  • February 27thBill pay shuts down

  • February 28th – Branch will be open, but online banking will be unavailable beginning at 2:00 PM

  • March 1st – March 2ndBranches will be closed. ATMs will remain accessible for transactions

  • March 3rdNormal business hours resume. Online banking and mobile banking will be available.


Online Banking

Not available beginning Friday, February 28th at 2:00 p.m.; service resumes Monday, March 3rd at 9:00 a.m.

Steps for Re-Enrollment

  • All members must re-enroll in Online Banking. Do not try to log in with your previous information from the old system.

  • To enroll, you must have your account number and the last 4 numbers of the PRIMARY MEMBER’s Social Security Number. The first time you use this service, you will be prompted to change your pin number.

  • Existing online check images stored for viewing on Online Banking will no longer be available after our conversion. Hard copies will be available upon request. Checks cleared after our conversion will appear for viewing on the new Online Banking platform as before.

  • E-Statements will need to be enabled again in order to receive the service after the conversion takes place.

  • Online Banking automatic scheduled transfers (from one Midwest Liberty FCU account to another) will need to be reentered and established by you after Monday, March 3rd at 9:00 am.

  • As a result of this conversion, please be aware that your online account activity history data currently maintained in our system will not be available through Online Banking after the conversion. We encourage Online Banking users to download their transaction history into an internal storage system prior to our system conversion on February 28th, 2025, to ensure you have the data you may need.


Debit Cards

DO NOT destroy your current ATM/Debit Cards. You will continue to use your current cards. 

Limit Details Limits
Debit Card/ATM Limit $500 Daily
Debit Card Purchase Limit $1000 Daily

Mobile App

Members will need to uninstall the current Mobile App and download the newest version.


Other Important Information

  • All direct deposits, ACH transfers, and automatic payments will continue as scheduled. No action is required by you.

  • All February statements will be mailed to your physical address, regardless of how you are set up to receive them currently.


Frequently Asked Questions

  • The upgrade will include a new Online Banking system and a Mobile App

  • The new system will be available for members on Monday, March 3 2025.

  • No the lobby and drive through services will be unavailable during the upgrade, but ATMS will be accessible for withdraws.

  • Yes, members will need to re-enroll. Members should NOT click on new user. Simply put your account number and the last 4 digits of your social security number in the login boxes.

  • It will be unavailable from 2 p.m. CST February 28, 2025 until 9 a.m. CST March 3, 2025.

  • No, access will be unavailable during the technology upgrade.

  • Yes, members will be able to utilize ATMs.

  • Yes, it will be a new system, and all bill payees will have to be re-entered.

  • Bill pay will not be available for changes on 2 p.m. CST February 28, 2025. Bill pay will be available for changes on 9.00 a.m. CST March. 3. 2025.

  • No, it will not go out. The member will have to pay their bill manually.

  • Yes, members will be waived any late fees for loan payments.

  • Yes, you will have to reset your login information.

  • No. all late fees will be waived.

  • No, you will not be able to during the upgrade.

  • This will not be available. Please plan ahead for any transactions you may expect while the upgrade is taking place.

  • If you believe your debit card was compromised, please contact us immediately at (308) 345-7040 and leave a message.